The convenience of digital services brings many benefits, but also opens the door to new risks in personal financial management. PayLater, for example, offers the convenience of instant transactions, but can turn into a source of problems if used uncontrollably. Many users find themselves trapped in mounting bills because they buy things based on emotion, not necessity. Understanding your ability to pay, setting limits, and reading the terms and conditions are the first steps to using PayLater safely.
Meanwhile, online gambling is becoming increasingly prevalent because it appears to be a game that seems simple and profitable. In reality, this activity is designed to keep players spending money, not making a profit. The impact is not only financial but also mental health. The best way to deal with this temptation is to cultivate risk awareness, avoid suspicious platforms, and develop self-control habits when feeling tempted to "try."
Another risk is increasingly sophisticated AI-based fraud, ranging from voice cloning, fake WhatsApp messages, to seemingly convincing fake websites. Fraudsters are now using technology to imitate family members' voices, create fake screenshots, and even forge official identities. To avoid this, it's important to double-verify before sending money, never provide OTPs to anyone, and ensure the websites or apps you use are truly legitimate.
The increasing risks in the digital age mean that financial literacy and digital literacy must go hand in hand. Users need to understand that financial security isn't just about saving or investing, but also the ability to recognize threats and make rational decisions. With strong awareness, knowledge, and self-control, people can enjoy the benefits of technology without falling prey to lurking financial risks.
Although the economy tends to go sluggish, MNC Leasing continuously plans its ex...
read moreMNC Leasing signed a joint financing and rental generator agreement with Kohleri...
read moreMNC Leasing holds a caring for others event through a Corporative Social Respons...
read more
